Terms of Service

1. Acceptance of Terms

By accessing and using SA Smart Tools, you agree to be bound by these Terms of Service and all applicable laws and regulations in the Republic of South Africa.

2. Use License

Permission is granted to use the calculators and tools on our website for personal, non-commercial use. This is the grant of a license, not a transfer of title, and under this license, you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose without prior written consent;
• Attempt to decompile or reverse engineer any software contained on the website;
• Remove any copyright or other proprietary notations from the materials.

3. Accuracy of Calculations

While we strive for 100% accuracy, SA Smart Tools provides calculations for informational purposes only. We do not guarantee the results and are not responsible for any financial or academic decisions made based on these outputs. Always consult with a professional advisor for critical decisions.

4. Limitations

In no event shall SA Smart Tools or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website.

5. Revisions

We may revise these terms at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service.